WEBSITE AND EMAIL PRIVACY POLICY TEMPLATE

Last updat­ed [March 25, 2022]

INTRODUCTION

Chal­lenger’s Chase (“we” or “us” or “our”) respects the pri­va­cy of our users (“user” or “you”). This Pri­va­cy Pol­i­cy explains how we col­lect, use, dis­close, and safe­guard your infor­ma­tion when you vis­it our web­site challengerschase.com, includ­ing any oth­er media form, media chan­nel, mobile web­site, or mobile appli­ca­tion relat­ed or con­nect­ed there­to (col­lec­tive­ly, the “Site”). Please read this pri­va­cy pol­i­cy care­ful­ly. If you do not agree with the terms of this pri­va­cy pol­i­cy, please do not access the site.

We reserve the right to make changes to this Pri­va­cy Pol­i­cy at any time and for any rea­son. We will alert you about any changes by updat­ing the “Last Updat­ed” date of this Pri­va­cy Pol­i­cy. Any changes or mod­i­fi­ca­tions will be effec­tive imme­di­ate­ly upon post­ing the updat­ed Pri­va­cy Pol­i­cy on the Site, and you waive the right to receive spe­cif­ic notice of each such change or mod­i­fi­ca­tion.

You are encour­aged to peri­od­i­cal­ly review this Pri­va­cy Pol­i­cy to stay informed of updates. You will be deemed to have been made aware of, will be sub­ject to, and will be deemed to have accept­ed the changes in any revised Pri­va­cy Pol­i­cy by your con­tin­ued use of the Site after the date such revised Pri­va­cy Pol­i­cy is post­ed. This pri­va­cy pol­i­cy was cre­at­ed using Termly.

COLLECTION OF YOUR INFORMATION

We may col­lect infor­ma­tion about you in a vari­ety of ways. The infor­ma­tion we may col­lect on the Site includes:

Personal Data

Per­son­al­ly iden­ti­fi­able infor­ma­tion, such as your name, ship­ping address, email address, and tele­phone num­ber, and demo­graph­ic infor­ma­tion, such as your age, gen­der, home­town, and inter­ests, that you vol­un­tar­i­ly give to us when you reg­is­ter with the Site or when you choose to par­tic­i­pate in var­i­ous activ­i­ties relat­ed to the Site such as online chat and mes­sage boards and sub­scrip­tion to newslet­ters and pro­mo­tion­al emails. You are under no oblig­a­tion to pro­vide us with per­son­al infor­ma­tion of any kind, how­ev­er your refusal to do so may pre­vent you from using cer­tain fea­tures of the Site.

Derivative Data

Infor­ma­tion our servers auto­mat­i­cal­ly col­lect when you access the Site, such as your IP address, your brows­er type, your oper­at­ing sys­tem, your access times, and the pages you have viewed direct­ly before and after access­ing the Site.

Financial Data

Finan­cial infor­ma­tion, such as data relat­ed to your pay­ment method (e.g. valid cred­it card num­ber, card brand, expi­ra­tion date) that we may col­lect when you pur­chase, order, return, exchange, or request infor­ma­tion about our ser­vices from the Site. We store only very lim­it­ed, if any, finan­cial infor­ma­tion that we col­lect. Oth­er­wise, all finan­cial infor­ma­tion is stored by our pay­ment proces­sor, and you are encour­aged to review their pri­va­cy pol­i­cy and con­tact them direct­ly for respons­es to your ques­tions.

Facebook Permissions

The Site may by default access your Face­book basic account infor­ma­tion, includ­ing your name, email, gen­der, birth­day, cur­rent city, and pro­file pic­ture URL, as well as oth­er infor­ma­tion that you choose to make pub­lic. We may also request access to oth­er per­mis­sions relat­ed to your account, such as friends, check­ins, and likes, and you may choose to grant or deny us access to each indi­vid­ual per­mis­sion. For more infor­ma­tion regard­ing Face­book per­mis­sions, refer to the Face­book Per­mis­sions Ref­er­ence page.

Data From Social Networks

User infor­ma­tion from social net­work­ing sites, includ­ing your name, your social net­work user­name, loca­tion, gen­der, birth date, email address, pro­file pic­ture, and pub­lic data for con­tacts, if you con­nect your account to such social net­works.

Mobile Device Data

Device infor­ma­tion, such as your mobile device ID, mod­el, and man­u­fac­tur­er, and infor­ma­tion about the loca­tion of your device, if you access the Site from a mobile device.

Third-Party Data

Infor­ma­tion from third par­ties, such as per­son­al infor­ma­tion or net­work friends, if you con­nect your account to the third par­ty and grant the Site per­mis­sion to access this infor­ma­tion.

Data From Contests, Giveaways, and Surveys

Per­son­al and oth­er infor­ma­tion you may pro­vide when enter­ing con­tests or give­aways and/or respond­ing to sur­veys.

USE OF YOUR INFORMATION

Hav­ing accu­rate infor­ma­tion about you per­mits us to pro­vide you with a smooth, effi­cient, and cus­tomized expe­ri­ence. Specif­i­cal­ly, we may use infor­ma­tion col­lect­ed about you via the Site to:

• Admin­is­ter sweep­stakes, pro­mo­tions, and con­tests.
• Assist law enforce­ment and respond to sub­poe­na.
• Com­pile anony­mous sta­tis­ti­cal data and analy­sis for use inter­nal­ly or with third par­ties.
• Cre­ate and man­age your account.
• Deliv­er tar­get­ed adver­tis­ing, coupons, newslet­ters, and oth­er infor­ma­tion regard­ing pro­mo­tions and the Site to you.
• Email you regard­ing your account or order.
• Enable user-to-user com­mu­ni­ca­tions.
• Ful­fill and man­age pur­chas­es, orders, pay­ments, and oth­er trans­ac­tions relat­ed to the Site .
• Gen­er­ate a per­son­al pro­file about you to make future vis­its to the Site more per­son­al­ized.
• Increase the effi­cien­cy and oper­a­tion of the Site .
• Mon­i­tor and ana­lyze usage and trends to improve your expe­ri­ence with the Site .
• Noti­fy you of updates to the Site .
• Offer new prod­ucts, ser­vices, and/or rec­om­men­da­tions to you.
• Per­form oth­er busi­ness activ­i­ties as need­ed.
• Pre­vent fraud­u­lent trans­ac­tions, mon­i­tor against theft, and pro­tect against crim­i­nal activ­i­ty.
• Process pay­ments and refunds.
• Request feed­back and con­tact you about your use of the Site .
• Resolve dis­putes and trou­bleshoot prob­lems.
• Respond to prod­uct and cus­tomer ser­vice requests.
• Send you a newslet­ter.
• Solic­it sup­port for the Site .

DISCLOSURE OF YOUR INFORMATION

We may share infor­ma­tion we have col­lect­ed about you in cer­tain sit­u­a­tions. Your infor­ma­tion may be dis­closed as fol­lows:

By Law or to Protect Rights

If we believe the release of infor­ma­tion about you is nec­es­sary to respond to legal process, to inves­ti­gate or rem­e­dy poten­tial vio­la­tions of our poli­cies, or to pro­tect the rights, prop­er­ty, and safe­ty of oth­ers, we may share your infor­ma­tion as per­mit­ted or required by any applic­a­ble law, rule, or reg­u­la­tion. This includes exchang­ing infor­ma­tion with oth­er enti­ties for fraud pro­tec­tion and cred­it risk reduc­tion.

Third-Party Service Providers

We may share your infor­ma­tion with third par­ties that per­form ser­vices for us or on our behalf, includ­ing pay­ment pro­cess­ing, data analy­sis, email deliv­ery, host­ing ser­vices, cus­tomer ser­vice, and mar­ket­ing assis­tance.

Marketing Communications

With your con­sent, or with an oppor­tu­ni­ty for you to with­draw con­sent, we may share your infor­ma­tion with third par­ties for mar­ket­ing pur­pos­es, as per­mit­ted by law.

Interactions with Other Users

If you inter­act with oth­er users of the Site , those users may see your name, pro­file pho­to, and descrip­tions of your activ­i­ty, includ­ing send­ing invi­ta­tions to oth­er users, chat­ting with oth­er users, lik­ing posts, fol­low­ing blogs.

Online Postings

When you post com­ments, con­tri­bu­tions or oth­er con­tent to the Site [or our mobile appli­ca­tions], your posts may be viewed by all users and may be pub­licly dis­trib­uted out­side the Site in per­pe­tu­ity.

Third-Party Advertisers

We may use third-par­ty adver­tis­ing com­pa­nies to serve ads when you vis­it the Site . These com­pa­nies may use infor­ma­tion about your vis­its to the Site and oth­er web­sites that are con­tained in web cook­ies in order to pro­vide adver­tise­ments about goods and ser­vices of inter­est to you.

Affiliates

We may share your infor­ma­tion with our affil­i­ates, in which case we will require those affil­i­ates to hon­or this Pri­va­cy Pol­i­cy. Affil­i­ates include our par­ent com­pa­ny and any sub­sidiaries, joint ven­ture part­ners or oth­er com­pa­nies that we con­trol or that are under com­mon con­trol with us.

Business Partners

We may share your infor­ma­tion with our busi­ness part­ners to offer you cer­tain prod­ucts, ser­vices or pro­mo­tions.

Social Media Contacts

If you con­nect to the Site through a social net­work, your con­tacts on the social net­work will see your name, pro­file pho­to, and descrip­tions of your activ­i­ty.

Other Third Parties

We may share your infor­ma­tion with adver­tis­ers and investors for the pur­pose of con­duct­ing gen­er­al busi­ness analy­sis. We may also share your infor­ma­tion with such third par­ties for mar­ket­ing pur­pos­es, as per­mit­ted by law.

Sale or Bankruptcy

If we reor­ga­nize or sell all or a por­tion of our assets, under­go a merg­er, or are acquired by anoth­er enti­ty, we may trans­fer your infor­ma­tion to the suc­ces­sor enti­ty. If we go out of busi­ness or enter bank­rupt­cy, your infor­ma­tion would be an asset trans­ferred or acquired by a third par­ty. You acknowl­edge that such trans­fers may occur and that the trans­fer­ee may decline hon­or com­mit­ments we made in this Pri­va­cy Pol­i­cy.

We are not respon­si­ble for the actions of third par­ties with whom you share per­son­al or sen­si­tive data, and we have no author­i­ty to man­age or con­trol third-par­ty solic­i­ta­tions. If you no longer wish to receive cor­re­spon­dence, emails or oth­er com­mu­ni­ca­tions from third par­ties, you are respon­si­ble for con­tact­ing the third par­ty direct­ly.

TRACKING TECHNOLOGIES

Cookies and Web Beacons

We may use cook­ies, web bea­cons, track­ing pix­els, and oth­er track­ing tech­nolo­gies on the Site to help cus­tomize the Site and improve your expe­ri­ence. When you access the Site , your per­son­al infor­ma­tion is not col­lect­ed through the use of track­ing tech­nol­o­gy. Most browsers are set to accept cook­ies by default. You can remove or reject cook­ies, but be aware that such action could affect the avail­abil­i­ty and func­tion­al­i­ty of the Site . You may not decline web bea­cons. How­ev­er, they can be ren­dered inef­fec­tive by declin­ing all cook­ies or by mod­i­fy­ing your web browser’s set­tings to noti­fy you each time a cook­ie is ten­dered, per­mit­ting you to accept or decline cook­ies on an indi­vid­ual basis.

We may use cook­ies, web bea­cons, track­ing pix­els, and oth­er track­ing tech­nolo­gies on the Site to help cus­tomize the Site and improve your expe­ri­ence. For more infor­ma­tion on how we use cook­ies, please refer to our Cook­ie Pol­i­cy post­ed on the Site, which is incor­po­rat­ed into this Pri­va­cy Pol­i­cy. By using the Site, you agree to be bound by our Cook­ie Pol­i­cy.

Internet-Based Advertising

Addi­tion­al­ly, we may use third-par­ty soft­ware to serve ads on the Site , imple­ment email mar­ket­ing cam­paigns, and man­age oth­er inter­ac­tive mar­ket­ing ini­tia­tives. This third-par­ty soft­ware may use cook­ies or sim­i­lar track­ing tech­nol­o­gy to help man­age and opti­mize your online expe­ri­ence with us. For more infor­ma­tion about opt­ing-out of inter­est-based ads, vis­it the Net­work Adver­tis­ing Ini­tia­tive Opt-Out Tool or Dig­i­tal Adver­tis­ing Alliance Opt-Out Tool.

Website and Email Analytics

We may also part­ner with select­ed third-par­ty ven­dors, to allow track­ing tech­nolo­gies and remar­ket­ing ser­vices on the Site through the use of first par­ty cook­ies and third-par­ty cook­ies, to, among oth­er things, ana­lyze and track users’ use of the Site , deter­mine the pop­u­lar­i­ty of cer­tain con­tent and bet­ter under­stand online activ­i­ty. By access­ing the Site, you con­sent to the col­lec­tion and use of your infor­ma­tion by these third-par­ty ven­dors. You are encour­aged to review their pri­va­cy pol­i­cy and con­tact them direct­ly for respons­es to your ques­tions. We do not trans­fer per­son­al infor­ma­tion to these third-par­ty ven­dors. How­ev­er, if you do not want any infor­ma­tion to be col­lect­ed and used by track­ing tech­nolo­gies, you can vis­it the third-par­ty ven­dor or the Net­work Adver­tis­ing Ini­tia­tive Opt-Out Tool or Dig­i­tal Adver­tis­ing Alliance Opt-Out Tool.

You should be aware that get­ting a new com­put­er, installing a new brows­er, upgrad­ing an exist­ing brows­er, or eras­ing or oth­er­wise alter­ing your browser’s cook­ies files may also clear cer­tain opt-out cook­ies, plug-ins, or set­tings.

THIRD-PARTY WEBSITES

The Site may con­tain links to third-par­ty web­sites and appli­ca­tions of inter­est, includ­ing adver­tise­ments and exter­nal ser­vices, that are not affil­i­at­ed with us. Once you have used these links to leave the Site , any infor­ma­tion you pro­vide to these third par­ties is not cov­ered by this Pri­va­cy Pol­i­cy, and we can­not guar­an­tee the safe­ty and pri­va­cy of your infor­ma­tion. Before vis­it­ing and pro­vid­ing any infor­ma­tion to any third-par­ty web­sites, you should inform your­self of the pri­va­cy poli­cies and prac­tices (if any) of the third par­ty respon­si­ble for that web­site, and should take those steps nec­es­sary to, in your dis­cre­tion, pro­tect the pri­va­cy of your infor­ma­tion. We are not respon­si­ble for the con­tent or pri­va­cy and secu­ri­ty prac­tices and poli­cies of any third par­ties, includ­ing oth­er sites, ser­vices or appli­ca­tions that may be linked to or from the Site .

SECURITY OF YOUR INFORMATION

We use admin­is­tra­tive, tech­ni­cal, and phys­i­cal secu­ri­ty mea­sures to help pro­tect your per­son­al infor­ma­tion. While we have tak­en rea­son­able steps to secure the per­son­al infor­ma­tion you pro­vide to us, please be aware that despite our efforts, no secu­ri­ty mea­sures are per­fect or impen­e­tra­ble, and no method of data trans­mis­sion can be guar­an­teed against any inter­cep­tion or oth­er type of mis­use. Any infor­ma­tion dis­closed online is vul­ner­a­ble to inter­cep­tion and mis­use by unau­tho­rized par­ties. There­fore, we can­not guar­an­tee com­plete secu­ri­ty if you pro­vide per­son­al infor­ma­tion.

POLICY FOR CHILDREN

We do not know­ing­ly solic­it infor­ma­tion from or mar­ket to chil­dren under the age of 13. If you become aware of any data we have col­lect­ed from chil­dren under age 13, please con­tact us using the con­tact infor­ma­tion pro­vid­ed below.

CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile oper­at­ing sys­tems include a Do-Not-Track (“DNT”) fea­ture or set­ting you can acti­vate to sig­nal your pri­va­cy pref­er­ence not to have data about your online brows­ing activ­i­ties mon­i­tored and col­lect­ed. No uni­form tech­nol­o­gy stan­dard for rec­og­niz­ing and imple­ment­ing DNT sig­nals has been final­ized. As such, we do not cur­rent­ly respond to DNT brows­er sig­nals or any oth­er mech­a­nism that auto­mat­i­cal­ly com­mu­ni­cates your choice not to be tracked online. If a stan­dard for online track­ing is adopt­ed that we must fol­low in the future, we will inform you about that prac­tice in a revised ver­sion of this Pri­va­cy Policy./Most web browsers and some mobile oper­at­ing sys­tems [and our mobile appli­ca­tions] include a Do-Not-Track (“DNT”) fea­ture or set­ting you can acti­vate to sig­nal your pri­va­cy pref­er­ence not to have data about your online brows­ing activ­i­ties mon­i­tored and col­lect­ed. If you set the DNT sig­nal on your brows­er, we will respond to such DNT brows­er sig­nals.

OPTIONS REGARDING YOUR INFORMATION

Account Information

You may at any time review or change the infor­ma­tion in your account or ter­mi­nate your account by:

• Log­ging into your account set­tings and updat­ing your account
• Con­tact­ing us using the con­tact infor­ma­tion pro­vid­ed below

Upon your request to ter­mi­nate your account, we will deac­ti­vate or delete your account and infor­ma­tion from our active data­bas­es. How­ev­er, some infor­ma­tion may be retained in our files to pre­vent fraud, trou­bleshoot prob­lems, assist with any inves­ti­ga­tions, enforce our Terms of Use and/or com­ply with legal require­ments.

Emails and Communications

If you no longer wish to receive cor­re­spon­dence, emails, or oth­er com­mu­ni­ca­tions from us, you may opt-out by:

• Not­ing your pref­er­ences at the time you reg­is­ter your account with the Site
• Log­ging into your account set­tings and updat­ing your pref­er­ences.
• Con­tact­ing us using the con­tact infor­ma­tion pro­vid­ed below

If you no longer wish to receive cor­re­spon­dence, emails, or oth­er com­mu­ni­ca­tions from third par­ties, you are respon­si­ble for con­tact­ing the third par­ty direct­ly.

CALIFORNIA PRIVACY RIGHTS

Cal­i­for­nia Civ­il Code Sec­tion 1798.83, also known as the “Shine The Light” law, per­mits our users who are Cal­i­for­nia res­i­dents to request and obtain from us, once a year and free of charge, infor­ma­tion about cat­e­gories of per­son­al infor­ma­tion (if any) we dis­closed to third par­ties for direct mar­ket­ing pur­pos­es and the names and address­es of all third par­ties with which we shared per­son­al infor­ma­tion in the imme­di­ate­ly pre­ced­ing cal­en­dar year. If you are a Cal­i­for­nia res­i­dent and would like to make such a request, please sub­mit your request in writ­ing to us using the con­tact infor­ma­tion pro­vid­ed below.

If you are under 18 years of age, reside in Cal­i­for­nia, and have a reg­is­tered account with the Site , you have the right to request removal of unwant­ed data that you pub­licly post on the Site . To request removal of such data, please con­tact us using the con­tact infor­ma­tion pro­vid­ed below, and include the email address asso­ci­at­ed with your account and a state­ment that you reside in Cal­i­for­nia. We will make sure the data is not pub­licly dis­played on the Site , but please be aware that the data may not be com­plete­ly or com­pre­hen­sive­ly removed from our sys­tems.

CONTACT US

If you have ques­tions or com­ments about this Pri­va­cy Pol­i­cy, please con­tact us at:

geoawk@gmail.com